HSBC

HSBC, One of the World’s Largest Banks, Makes Customers Provide Proof They Need Money Before Processing Withdrawal Requests

In the News31 Comments

Despite the largest position in my personal household portfolio being Wells Fargo & Company, bought when it was practically being given away for free during the stock market crash, I’m at the point where I think the major global banks should be smashed and, here in the United States, at least, restrictions on inter-state banking put back in place so there is wide geographic diversity in deposit institutions to spur competition and prevent the probability of a banking crisis in the event of another Great Depression.

Saving and Investing Money from Lowering Power Usage Electric Utility Bill

My Objective: To Take $2.4 Million from the Stockholders of KCPL Over the Rest of My Natural Life Expectancy

Saving Money36 Comments

Since the energy saving program 4 months ago, the real world results are exceeding projections.  Thank you, again, to those of you who wrote me with suggestions!  I estimated that the energy efficient light bulbs alone would save an average of 288 kWh per month, or 3,456 Kwh per year.  They are actually saving 317 kWh per month, or a run rate of 3,804 kWh per year.  That means my net cash savings are around $410 per annum. Over the next 25 years, if I put it to work at average rates of return, it will add an extra $40,300+ in net worth to my family’s balance sheet.  By the end of my natural life expectancy, it will add $933,800+ in extra wealth to my family’s balance sheet.

Joshua Kennon Christmas 2013

Christmas In January

My Day In Pictures7 Comments

We spent Christmas Eve this year with my in-laws, and Christmas morning over at my parent’s house having breakfast.  Unfortunately, with my sister and her family living a couple hundred miles away now, they weren’t able to be there.  (My mom and dad, not being able to stand not to see their grandkids, got in…

Loren and Saren Amazon Princess

Loren the Amazon Princess, Pot Roast, and Snow Days

Food and Beverages, My Day In Pictures, Video Games11 Comments

With the holidays concluded, too many Thanksgiving, Christmas, and reunion dinners to count, endless nights with family and friends, and the bulk of the busy season behind us in the businesses, we spent today in our pajamas as the snow fell outside, cooking a pot roast and working on some projects we wanted to finish.  (Technically, we still have one Christmas celebration left, which was postponed until later this week.)